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Homeowners Insurance

Exceed Insurance offers the best Homeowners insurance in the US at competitive prices. Our offices are based in Sacramento and Indianapolis. Get in touch with our experts for instant home insurance quotes. 

A standard homeowners insurance policy insures the home itself and the things you keep inside. By having homeowners insurance, you can financially protect yourself if there’s an accident. Contact our agency today to learn more about homeowners insurance or to get a no-obligation quote.

What Is Homeowners Insurance?

Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. There are usually additional coverages or endorsements, also called riders, that you can add to the standard coverages provided by home insurance to ensure adequate protection.

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Instant Home Insurance Quotes

Personalized Coverage

Rapid Claims Processing

Do I Need Homeowners Insurance?

While purchasing a home insurance policy may not be mandated by the federal, state or local government, your lender may require proof of home insurance if you have a mortgage. Carrying appropriate homeowners insurance is always a good idea as the policy can help financially protect you if you experience a covered accident or other loss. Without home insurance, you may be left to cover the replacement or repair costs on your own following an incident.

How to Get Homeowners Insurance?

If you need a homeowners insurance policy or want to evaluate whether the coverage you have is adequate, we’re here to help. Give Exceed Insurance Agency a call today to get started or request your free quote now.

Talk To Our Insurance Expert

Ultimately, the goal of an award-winning insurance company is to provide its customers with peace of mind and financial protection in the face of unexpected events.

Talk To Our Insurance Expert

Ultimately, the goal of an award-winning insurance company is to provide its customers with peace of mind and financial protection in the face of unexpected events.

Regions We Serve

Exceed Insurance is a leading homeowner’s insurance service provider across all states in the US. Our expertise is providing tailor-made homeowner’s insurance policies to fit your specific needs nationwide. We are the go-to choice for homeowner’s insurance, regardless of where you are in the United States

We provide the best Homeowner’s insurance services in the following states across the US.

East Coast

 Newark
Jersey City
Paterson
Trenton
Elizabeth
Edison

Boston
Worcester
Springfield
Lowell
Cambridge
New Bedford

Mid-Atlantic

Philadelphia
Pittsburgh
Allentown
Erie
Reading
Scranton

Baltimore
Frederick
Rockville
Gaithersburg
Hagerstown
Ocean City

Richmond
Virginia Beach
Norfolk
Newport News
Chesapeake, Alexandria

Southeast

Jacksonville
Miami
Tampa
St. Petersburg
Orlando
Fort Lauderdale

Atlanta
Augusta
Columbus
Savannah
Macon
Athens

Charlotte
Raleigh
Greensboro
Durham
Winston-Salem
Fayetteville

Columbia
Charleston
North Charleston
Greenville
Mount Pleasant
Rock Hill

Midwest

Chicago
Aurora
Naperville
Joliet
Rockford
Springfield

Detroit
Grand Rapids
Warren
Sterling Heights
Ann Arbor
Lansing

Indianapolis
Fort Wayne
Evansville
South Bend
Fishers
Carmel

Great Plains

Houston
San Antonio
Dallas
Austin
Fort Worth
El Paso

Oklahoma City
Tulsa
Norman
Broken Arrow
Edmond
Lawton

Wichita
Overland Park
Kansas City
Olathe
Topeka
Lenexa

West Coast

Los Angeles
San Diego
San Jose
San Francisco
Fresno
Sacramento

Portland
Eugene
Salem
Gresham
Hillsboro
Bend

Phoenix
Tucson
Mesa
Chandler
Glendale
Scottsdale

Mountain West

Denver
Colorado Springs
Aurora
Fort Collins
Lakewood
Thornton

Salt Lake City
West Valley City
Provo
Sandy
Orem
St. George

 Las Vegas
Henderson
Reno
North Las Vegas
Paradise
Sparks

Boise
Meridian
Nampa
Idaho Falls
Pocatello
Coeur d’Alene

Southwest

Albuquerque
Las Cruces
Rio Rancho
Santa Fe
Roswell
Farmington

Exceed Insurance’s homeowner’s coverage is available for everyone, no matter where you are in the United States.

FAQs

Homeowners insurance is a financial safety net that protects your home and belongings from unexpected events like fire, theft, and weather damage.

Even a minor incident can cause significant financial strain. Homeowners insurance helps cover repairs, replacements, and even temporary housing if your home becomes uninhabitable.

We offer various plans to fit your needs, including:

  • HO-3 (Standard): Covers your dwelling, belongings, and liability.
  • HO-5 (Comprehensive): Offers broader coverage for your belongings.
  • HO-6 (Condominium): Protects your condo unit and personal belongings.

The cost depends on several factors, like your home’s location, value, rebuild cost, and chosen coverage. We’ll help you find an affordable plan that fits your budget.

Getting a free quote is easy! Simply contact Exceed Insurance or visit our website to answer a few quick questions.

We offer renter’s insurance to protect your belongings from damage or theft.

Standard policies typically cover damage caused by fire, theft, and some weather events. For flood or earthquake coverage, additional policies might be needed.

Installing security systems, maintaining your home, and increasing your deductible can potentially lower your premium. We can discuss these options with you.

Our dedicated team will guide you through the process, working diligently to get your claim settled quickly and fairly.

We’re here to help! Our experienced agents can answer any questions you have about finding the right homeowners insurance coverage for your specific needs.

Real Client Stories

Customer Feedback

While searching for the best home insurance in California I found Exceed Insurance to be my best partner. Their instant homeowners insurance quote made the process so easy and understandable. I was really relieved, confident knowing I had the best rates and coverage options available.
Maitriah J
December 8, 2023
I switched to Exceed Insurance after a friend’s recommendation. They provided me with the best home insurance quotes with affordable premiums that suited my budget perfectly. Randeep & his team are always available to answer the questions. Thanks to the Exceed team!
Sam M.
December 20, 2023
As a first-time homeowner, I was overwhelmed by the insurance options. Exceed Insurance guided me through the process, understanding my budget and requirements. They provided the best deals on premiums reducing the cost which really helped me find the best home insurance policy.
Mithilesh K
May 4, 2024
I needed a homeowners insurance agency that offers comprehensive coverage at affordable pricing. Exceed’s insurance agents tailored the perfect custom home insurance policy for me within a few days. Happy with the service!
Zayn B
May 20, 2024
Getting a homeowners insurance online quote from Exceed Insurance was a breeze! Their team answered all my doubts and helped me secure the best home insurance policy for my family’s needs and medical expenses within my desired budget. Really great service.
Avi L
June 30, 2022
I really appreciate how Exceed Insurance made it simple to compare different policies. Their commitment to finding the best rates and coverage options for homeowners like me to provide the best deal covering all the required aspects is unmatched. I’m grateful for their support.
Shaan S
July 4, 2024

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