Terms and Conditions

1. ACCEPTANCE OF TERMS

By utilising the services offered by Exceed Insurance, you expressly agree to be bound by the following terms and conditions. Should you disagree with any part of these provisions, kindly refrain from accessing or using our services.

2. SERVICES OFFERED

Exceed Insurance is a distinguished independent insurance agency that specialises in providing a diverse array of insurance solutions. Our services encompass Home Insurance, Business Insurance, Auto Insurance, Gas Station Insurance, Hotel Insurance, Grocery Store Insurance, Liquor Store Insurance, Trucking Insurance, and more.

3. GEOGRAPHICAL SCOPE

With operational bases in Sacramento and Indianapolis, USA, Exceed Insurance extends its comprehensive insurance services to clients located across 40+ states in the USA.

4. CLIENT OBLIGATIONS

Clients are entrusted with the responsibility of furnishing accurate and complete information for insurance quotes and policies. Any instances of misrepresentation may result in the nullification of coverage.

5. PROFESSIONAL COMMITMENT

Guided by the principles of service, commitment, and loyalty, our professional team at Exceed Insurance is dedicated to delivering exceptional service, fostering strong client relationships, and exceeding expectations. Our two-decade journey has allowed us to establish robust connections at every stage of our business.

6. POLICY COVERAGE DETAILS

Specifics regarding policy coverage are meticulously outlined in individual insurance policies. Clients are strongly encouraged to thoroughly review these terms and conditions to gain a comprehensive understanding. Exceed Insurance disclaims liability for any misunderstandings arising from the client’s failure to review policy documents.

7. CLAIMS PROCEDURE

In the unfortunate event of a claim, clients are required to promptly notify Exceed Insurance and strictly adhere to the prescribed claims procedure stipulated in the policy. Failure to adhere to the claims procedure may impact the expeditious processing of the claim.

8. LIMITATION OF LIABILITY

Exceed Insurance shall not be held liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, or from any information provided through our platform.

9. PRIVACY COMMITMENT

Exceed Insurance maintains a robust Privacy Policy governing the handling of client information. We prioritise the confidentiality and security of client data. For detailed information, please refer to our separate Privacy Policy document.

10. AMENDMENTS TO TERMS

The right to update or modify these terms and conditions is reserved by Exceed Insurance, and such changes may be implemented without prior notice. Clients are strongly advised to periodically review the terms for any alterations.

11. GOVERNING LAW

These terms and conditions are governed by and construed by the laws of the state of California. Any disputes arising from these terms are subject to the exclusive jurisdiction of the courts in the state of California.

By engaging with Exceed Insurance, you explicitly acknowledge that you have read, comprehended, and consented to these terms and conditions.

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